Overseas Mortgages

 

If you are looking to buy abroad, or are based overseas and looking to buy in the UK, we can put you in touch with experts in all aspects of international property.

Whatever your dreams are, whether it’s a place in the sun or an investment opportunity in Dubai, we are here to help. We offer a wide range of products and services to help you through the entire buying process; from arranging your mortgage and local bank account to helping to transfer your money and finding a local tradesman. With our English-speaking experts both in the UK and on the ground in France, Italy, Spain, Portugal, Dubai and South Africa, we make it quicker and easier to buy abroad.

We can also look at lending based on the latest Euribor rates, which have historically been lower than those in the UK. A Euro mortgage is designed for the purchase of residential properties in the local currency, and we can make the whole process simple and straightforward.

We have access to lenders that offer a range of products to meet the needs of UK expatriates, non-UK residents and nationals of other countries.

We have access to offshore mortgages that allow UK residents but non-UK domiciled clients to use foreign income and capital gains to pay their mortgage interest without a charge to UK tax.

Changes in the exchange rate may increase the sterling equivalent of your debt.

 

The Financial Services Authority does not regulate mortgages on overseas properties

 

YOUR HOME OR OVERSEAS PROPERTY MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

 

 

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Lenders Include



Abbey

Accord Mortgages

Alliance & Leicester

Bank of Ireland

Birmingham Midshires

Chelsea Building Society

Cheltenham & Gloucester

Cheshire Mortgage Corporation

Clydesdale Bank

Coventry Building Society

First Active

First National

Halifax

Hinkley & Rugby

ITL Mortgages

Ipswich Building Society

Kensington

Leeds Building Society

Marsden Building Society

MBS Lending

Melton Mowbray Building Society

Nationwide
Natwest

Newbury Building Society

Northern Rock

Platform Home Loans

Royal Bank of Scotland

Scottish Widows Bank

Skipton Building Society

Standard Life Bank

The Mortgage Works

The One Account

Woolwich

 

       
 
RTA is a trading style of Richardson Thorn Associates which is an Appointed Representative of Personal Touch Financial Services Limited which is Authorised and Regulated by the Financial Services Authority